'Cause Australia called.

And they wanted to order a side of easy and flexible with their car insurance

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Psst. Did you know 89% of households in Australia own at least one motor vehicle? That's a lot of car owners face-palmed with complicated, not-so-flexible, jargon-filled insurance.

This makes us sad face. Which is why we decided to (seriously) change up car insurance.

PSSSSST: We've started with the changes below, but there's more to come. We're putting the brakes on insurance that makes you sigh and rewriting the route to simple, fluff-free, non-traditional policies - with you as our navigator. The Road Ahead

The Poncho Coverage

One policy to rule them all

Have a few drivers, or a few cars, or a few drivers of a few cars? EASY! With Poncho, you can have as many cars and drivers on one policy. Just BYO family.
'Get out of policy' free card

If you want to change your policy or leave completely, our policies (that work just like a monthly subscription) have no lock-ins or cancellation fees. You get to keep what's left if we split. Let's still be friends though, yeah?
Car valuations by independent valuer

Your car valuation is calculated using industry-leading valuer Redbook, and other data provided by you.
24/7 claims support

If you need to make a claim, we're available for you round-the-clock, 7 days a week, 365 days a year or 366 if it's a leap year (*sings '30 days-has-September 'jingle in head*).

The extra goods, our treat

We know you're used to optional extras and having to pay an arm and a leg for them, so we decided to make life easier and just include them. No hidden catch.

Lifetime guarantee on repairs

If you need repairs, we'll buddy you up with one of our Repair Partners in our network. By hand-picking our repairers, we keep fees low, which we know matters to you and, we'll give you a lifetime guarantee on all the repairs to your car. 'Cause as the wise song lyrics of Tom Cochrane go, "Life is a highway, and I wanna ride it all night long". And now you can, knowing you've got this guarantee.

PS: Sorry for getting that song stuck in your head for the rest of the day. Lucky it's an absolute ripper.
Choose your own transport

We like choose-your-own-adventures and think you do too. This is why we will either arrange a hire car for you for up to $50 a day or pay you up to the same amount to grab a ride-share or catch a train when your car is getting repaired or in the automobile hospital. We're not picky. Heads up though: if you hire the Batmobile, you have to tag us in the photos.
Keeping excess simple

We find whole documents outlining contributions, aka excesses... well, excessive. So we've come up with a fool-proof formula: $800 for drivers listed on the policy, and $3,000 for anyone else.
Windscreen, sunroof or window cover included

You break 'em, we fix 'em. No contribution, aka excess. Please don't actually try to break them though.
New replacement car

If your car has done under 15,000km and we can't safely repair it, or it's been stolen and can't be recovered, you'll get a brand-new one on us.